📋Armor Rules

How armor, clothing, Power Armor and robot chassis actually behave — layering, weight penalties, requirements, condition, and what each armor tag does.

Clothing Types

	Rule	Notes
Clothing	Body clothing (arms/legs/torso). CAN be worn with armor — DT stacks.	Most everyday wear.
Outfit	Full-body sealed suit. CANNOT be worn with armor.	Hazmat Suit, NCR Ranger, Chinese Stealth Suit.
Head	Headwear. CANNOT be worn with Head armor.	Style vs protection.
Face	Face/eye coverings. CAN be worn with anything.	Glasses, masks, bandanas.
Belt	Belt-line accessories. CAN be worn with anything.	Bandolier, Belt with Pouch.

Layering and Mixing

	Rule	Notes
Clothing + Armor	Clothing DT stacks with armor DT on the same limb.	Encourages clothing investment.
Armor Slots	1 armor piece per limb slot (6 total).	Cannot stack two armor pieces on the same limb.
Mixing Freely	Players may mix armor from different sets and weight classes however they like.	No mixing restrictions.

Weight Classes

	Rule	Notes
Light Armor	No penalties. Hide, Leather, Trapper, Thick Leather, Recon.	Full mobility.
Medium Armor	-1 Evasion. -1 Sneak. -1 Max MAP. Raider, Tire, Security, Combat, Marine.	Balanced.
Heavy Armor	-2 Evasion. Disadvantage Sneak. -2 Max MAP. Bone, Scrap Metal, Shell, Metal, EOD.	Tank loadout.
Majority-Based Loadout	Loadout = majority of 6 armor pieces. Ties go to heaviest.	3 Light + 3 Heavy = Heavy.

END Requirement

	Rule	Notes
END REQ	Meet or exceed = no penalty.	Stamina for wearing gear.
Under-REQ Penalty	-1 AP per deficit (max -3). -1 Evasion per deficit (max -3). Stacks with weight class.	Force-wearing is punishing.

Condition

	Rule	Notes
Condition Scale	Perfect → Good → Poor → Broken. Each step: -1 DT, -1 RADS Resist (min 0). Broken = no protection.	Degrades over time.
What Damages Condition	CRITs, Sunder X, effects, narrative events.	Repaired via Repair skill.

Armor Tags

	Rule	Notes
🏷 Insulated Tire, all pieces	+1 Shock Resistance against attacks hitting this limb.	Rubber insulates per-limb.
🏷 Hunter’s Gear Trapper/Thick Leather Torso	+1 to Survival tests.	Hunter-focused gear.
🏷 Ballistic Lining Security Torso	First Phys damage in combat reduced by 2 (min 1). Resets each combat.	Kevlar anti-ballistic.
🏷 Chitin Weave Shell Torso	+1 to Endurance tests when resisting RADS.	Natural carapace.
🏷 Sharpshooter Recon Helmet	+1 to Perception-based skill tests.	Integrated optics.
🏷 Semper Fi Marine Combat Torso	+3 Composure in combat.	Marine training.
🏷 Bomb Suit EOD, full set	+50% DR against Explosive Attacks. Requires all 6 EOD pieces.	Signature EOD effect.
🏷 Plated Metal, EOD, all PA	DT/Hardness DOUBLED vs Gatling attacks.	Heavy plate deflects Gatling fire.

Power Armor

	Rule	Notes
Power Armor Frame	Rare exoskeleton. Required for PA pieces.	Found as loot.
Power Armor Training	Dedicated perk required. Without: Disadvantage attacks, -3 Evasion.	Perk gating.
Fusion Core	Required to function. Without: lose STR bonus, slower, no environmental protection.	Ongoing cost.
STR in Power Armor	STR set to 11	Melee, STR REQs, carry capacity, STR tests.
PA Penalties	-5 Evasion. No Sneak. No Unarmed weapons (must modify Power Armor Arm components instead). No armor underneath (clothing OK).	Heavy but invulnerable.
PA Pieces	HP + Hardness. Cover attenuation (D-R, D-2R). HP 0 = destroyed.	Repairable.
Environmental Protection	All 6 pieces intact + Fusion Core = immune to env RADS, toxins, temperature, fall damage.	Sealed suit.

Robot Chassis

	Rule	Notes
Robot Chassis Slot	Single armor slot. DT applies to ALL 6 limbs. Robots have 6 limbs with Cripple Thresholds.	Chassis IS the armor.
Robot Limbs	Head=sensors, Torso=chassis, Arms=weapons, Legs=mobility. Called Shots disable specific functions.	Crippling is tactical.
Robot Immunities	Immune to Bleed, Poison, RADS, most organic effects. Vulnerable to EMP, Shock, Burn.	Machines, not flesh.
EMP Shielded (binary)	Not Shielded: full EMP damage + stun. Shielded: immune to stun, 50% EMP damage.	Only Sentinel has shielding.

See also: 🛡 Armor · 🦾 Power Armor